This Privacy Policy explains how 401ktogoldira.org (the "site," "we," "us") collects, uses, and protects information provided by visitors. By using this site, visitors agree to the terms of this policy.
1. Information Collected
The site collects information in the following ways:
- Email opt-in forms. When a visitor submits an email address through the calculator, the matching quiz, or the popup, the site collects the email address along with answers the visitor provides during that interaction (such as savings band, age range, retirement timing).
- Contact form / email. When a visitor contacts the site directly, the message and email address are stored for response purposes.
- Analytics. Anonymised page-view and traffic data via privacy-respecting analytics. No personally identifiable information is shared with third parties for analytics purposes.
The site does NOT collect: physical addresses, phone numbers, Social Security numbers, or payment information.
2. How the Information Is Used
Information collected is used to:
- Send the requested educational PDF and matched-company recommendation
- Send the nurture email sequence the subscriber has opted in to receive
- Improve the educational content on the site
- Respond to direct messages
Information is NOT sold, rented, or shared with third-party marketers.
3. Email Service Provider
Email subscribers are managed through an established third-party email service provider that is bound by its own privacy and data-handling policies. The site only stores the data necessary to send the educational content the subscriber requested.
4. Affiliate Tracking
When a visitor clicks an affiliate link on the site, the destination provider may set cookies or tracking parameters on the visitor's browser. These tracking systems are operated by the destination providers (Goldco, Augusta Precious Metals, Noble Gold, etc.), not by 401ktogoldira.org. Visitors should review the privacy policies of those providers separately.
5. Unsubscribe
Every email sent through the site's email list includes an unsubscribe link. Clicking it removes the subscriber from the list immediately and permanently. Subscribers may also email guide@401ktogoldira.org to request removal.
6. Data Retention
Subscriber data is retained for as long as the subscriber remains on the email list. Once unsubscribed, the data is removed from the active list and only retained for as long as required by applicable email-marketing regulations (typically 30 days for compliance audit purposes).
7. Cookies
The site uses cookies for:
- Remembering visitor preferences (e.g. suppressing the popup after dismissal)
- Analytics (anonymised)
- Affiliate tracking when an outbound affiliate link is clicked
Visitors may disable cookies in their browser settings. Some site features may not function properly with cookies disabled.
8. Children
This site is not directed at children under 18. The site does not knowingly collect information from children. Visitors under 18 should not submit information through the site.
9. Updates to This Policy
This policy may be updated periodically. Material changes will be reflected by an updated "Last updated" date at the top of this page.
10. Contact
Questions about this Privacy Policy may be directed to:
Email: guide@401ktogoldira.org
This policy is provided in the spirit of transparency and is not a substitute for legal advice. Visitors with specific legal questions should consult a licensed attorney.